Sunday, December 29, 2019

Willpower to Achieving Health by Robert Napolitano

Willpower to Achieving Health by Robert Napolitano People must learn to create their own good health through dedication of diet, exercise, healthy home life, good influences from friends, and good luck through Karma. Health was always one of the main passions in my life since I started consistently weight training at age 17. Resistance training is the habit most people lack from a young age. This really helps to set the metabolism on the right course and turn the body into a fat burning machine, plus it makes you feel great. Giving the body that shape at a young age goes a long way later on. This type of training with a diet rich in protein and low in saturated fat and sugar carbs really helped me mentally, physically, and spiritually. Also not being a consistent alcohol drinker is key for me to feel my best every day. Finding the drive to dig down deep and say I can eat right and exercise 4 to 5 times a week on a consistent basis was what motivated me so much and shaped my outlook on life at a young age. The wakeup call involving our health is seen all around us, and America is the sickest country in the world. We have such a higher standard of living versus other countries but that doesn’t translate to being healthier. Yeah we live a little more comfortably than most countries but what good is that when you feel like garbage physically and psychologically. Foods have

Saturday, December 21, 2019

Student Debt Crisis And Its Effects On The Economy

student debt crisis has reached an all time high with debt reaching a total of 1.3 trillion dollars across the United States.With tuition cost increasing,lack of scholarships and unpaid back loans,student debt will continue to increase even higher.The enormous amount of debt put upon each student creates the inability of those students to help the economy grow.Our economy as we know it is a loop and decreasing the student debt significantly will help the economy grow.Instead of putting that money towards the government where it won t be used to help decrease the student debt as we can see by the total debt, it should go to the community, such as purchasing homes,cars,consumer goods,sales tax which will help improve the economy even more.Crippling student debt is stifling the growth of the U.S. economy because it inhibits graduates from being able to spend money on consumer goods and home purchases. To alleviate this, lenders should be required to forgive student loans in cases where students are unable to repay their debts,decrease a cost of attendance,and increase scholarship opportunities from universities.Doing so would benefit the growth of the economy by increasing tax revenues, unfreezing credit markets, and creating jobs. Pineda 2 Students on average have more than 25000 dollars in student loan debt they have to pay back because of this debt; The incredible amount of debt creates issues of students struggling to pay that money back.In order for studentsShow MoreRelatedStudent Debt Crisis And Its Effects On The Economy Of The United States1828 Words   |  8 PagesOver the decades, as the number of students seeking higher education has continued to increase, so has the cost of education and the amount of student debts in the United States (US). This has raised controversy whether the rapidly increasing student debts in the US can lead to another crisis commonly referred to as the ‘higher education bubble.’ More often than not the extent of the student debt crisis is usually overstated, but the concern is justified (Freedman, 2014). The manner in which theRead MoreStudent Loan Crisis Is A Crisis870 Words   |  4 Pagesthousand dollars in student loans. (Johnson, â€Å"Student Loans†) There is currently a debate about whether or not student loans are a crisis or if this crisis is just a myth. In the article, â€Å"Here’s Your Crisis: Student Loan Debt Isn’t A Myth,† it describes how student loans are a huge crisis, and the article, â€Å"The Myth of the Student Loan Crisis† is about how college students’ loans do not amount to a crisis. The student loan crisis is a legitimate problem, not a myth. College students do not realize theRead MoreStudent Loan Crisis1592 Words   |  7 PagesStudent Loan Crisis Beginning in the 1960’s the distribution of federal and non-profit funds have given students all over the United States the opportunity to pursue post-secondary educations. Although this method has given students the ability to go to college financially, the majority of the students are not able to pay the money back when finished causing debt. Currently students in the United States owe more than $1 trillion dollars worth of federal and private student loans. Surprisingly thisRead MoreHow The Student Loan Debt Crisis Is Undermining Economic And Social Progress Of American Graduates1635 Words   |  7 PagesHow the Student Loan Debt Crisis Is Undermining the Economic and Social progress of American Graduates Currently, higher education is highly valued as a step in achieving success and earnings potential, but attaining a degree comes at a high cost. Although a very valued asset, the cost to attain a college degree for most students includes getting loans, grants from the government, and sometimes even private loans. Most of these loans come at a high price for students as the interest structure forRead MoreStudent Loan Debt Crisis Essay1214 Words   |  5 PagesStudent Loan Debt Crisis What do you think of when you hear the words college graduate? Well, in most scenarios, these words would be exciting to someone that just graduated college who have put in years of hard work and dedication to better educate and promote themselves for their future careers. Sadly enough, this is too far common not the case. In today’s society, students are graduating college with piles of debt at an alarming rate. With a troubled economy that is recovering from a recessionRead MoreSolving The Student Debt Crisis Essay1609 Words   |  7 PagesThe student debt crisis has reached an all time high with debt reaching a total of 1.3 trillion dollars across the United States.With tuition cost increasing,lack of scholarships and an increase of government loans,student debt will continue to increase.The enormous amount of debt put upon each student creates the inability of those students to help the economy grow.Our economy as we know it is in shambles and decreasing the student debt significantly will help the economy grow.Instead of debt owersRead MoreThe Financial Crisis Of 20081326 Words   |  6 Pagesbut still keeping guarantees in place for the banks. After the financial crisis of 2008, President Obama completely eliminated the middleman and fully implemented direct student loans (Kingkade). Although this stopped large banks from profiting off of government backed loans, it still didn’t reduce the supply of loans or the ease of obtaining them. Availability of Credit As tuition has been on the steady rise, student debt to finance the education has been increasing exponentially. As stated aboveRead MoreGetting into Debt for a College Education1385 Words   |  6 PagesAn estimated 20 million Americans attend college each year, and 60% of those students borrow annually to pay for it (qtd. in asa.org, â€Å"Student Loan Debt Statistics†). Moreover, citizens continuing to pay off debt after schooling brings the overall number of student-loan-borrowers to about 40 million- with a collective 1 trillion dollars in debt (McCarthy, â€Å"10 Fun Facts About the Student Debt Crisis); a fourth of these borrowers owe over $28,000, a tenth owe over $54,000, 3.1% owe more than $100,000Read MoreThe Debt Of Student Loan Debt1168 Words   |  5 Pagesconsumer debt, which help contribute to the large sums of debt countless Americans find themselves faced with. Directly effecting many college students is student loan debt. Student loan debt is now the seco nd largest form of consumer debt behind housing† declares the Federal Reserve Bank of New York (Grisales). This is due to the fact that student loan debt grew 7.1% in 2014 to $1.2 trillion (Grisales). If this statistic alone is not worrisome this next one is sure to be. The amount of debt in theRead MoreMiddle And Working Class Family s Depend On Student Loans Essay1546 Words   |  7 Pages Initial Draft Student Loan Debts Terri Gray Chamberlain college of Nursing â€Æ' Prewriting Assignment What is your narrowed topic? Middle and working class family’s depend on student loans. Loans are the only way to an education for many families not only here in the USA. Also I find it interesting that most minority families do not understand the cost of education. Student loans are aver political issue and many polices and laws have been put in place for people to have access to education yet

Friday, December 13, 2019

The Great Alaska Adventure team is planning a five-day Free Essays

The Great Alaska Adventure team is planning a five-day fly-fishing trip for the executive team of BlueNote, Inc. at the bequest of the President. The trip will be into the remote back country of Tikchik River, an area known for its wildlife and rugged terrain. We will write a custom essay sample on The Great Alaska Adventure team is planning a five-day or any similar topic only for you Order Now The area is best known for its salmon fishing.   The trip will be all-inclusive except that the executives will be responsible for their own transportation to the Dillingham base camp. We will need to provide transportation from Dillingham to the Tikchik River Basin, boat transportation with motors, camping equipment and meals, guides and a four-hour fishing class. We will provide fishing licenses for all the guests and four experienced river guides. Discussion The first thing we need to find to deal with in the planning process is to find a way to get from Dillingham to the Tikchik. Most of the time people going on float trips down the river begin by taking a float plane to the lake at the head of the river. Our first concern will be the cost of renting the float plane and making certain that it has sufficient space for our guests and our equipment. We will also need to hire four experienced guides who are also adept at fly-fishing and can teach our guests how to fly fish once we get on the river.    Once we get to the river, we will be able to make the float trip in 4 to 5 days. We will plan on food for six days at minimum and also take additional equipment for immediate preparation of our catch. In case of really bad luck fishing, we will take sufficient food to take care of three meals per day for at least six days. We will also want to take water purification tablets for drinking water and snacks. The boats will then be taken to the river and we will commence our trip down the river. The first thing will be our fly fishing class and then we will have lunch. Then we will float down the river for about four hours and get to the campsite for the evening. We will make camp and begin the first evening of serious fishing. This will be repeated for the next four days. It sounds simple and like nothing could go wrong, right? Right. Nothing. Except what if the motors on the boats don’t work,   it rains every day and the raft capsizes the first day and we lose our food. What if we encounter a grizzly who thinks our guests look like a good morning snack or one of the guests is allergic to fish?   What if they forget their hip waders and end up with hypothermia? Some of these risks we can plan for and account for and some we try to mitigate. For example, by hiring experienced guides we should be able to minimize the chance of capsizing the raft and losing our equipment. In addition, we will hire at least one, preferably two guides with extensive first aid training and survival training, so that they can deal with injuries or illness in our guests and whatever the wildlife try to thrown at us. We will precheck the equipment before leaving Dillingham to make certain that the equipment is functional. This should reduce the chance of malfunction once we get into the wilderness. In addition, we will take both cellphones and a CB radio so that we can communicate with civilization should we need immediate medical assistance.   We will carry flares and the guides will be armed with shotguns in case of an animal attack. Since we are going in June, the likelihood is that the weather will be cooperative and we should have warm enough temperatures, but we will need to consider what alternatives will be in place should the week of the trip arrive and the weather be inappropriate for a trip into the back country. For example, if we find that the entire week is expected to be rainy and cold, we need to have an alternative plan in place. What is our responsibility if the trip must be canceled due to inclement weather?    How to cite The Great Alaska Adventure team is planning a five-day, Papers